Comprehensive insurance covers all the damages except collision, like suppose if your car gets damaged or stolen or faces troubles of nature disasters like flood, earthquake or landslides comprehensive insurance covers all the repairs, the deductible should be completed first before the company starts begins to repair. Once, the damages reach to a doomed level of monetary amount the insurance pays all.
When you shop for car insurance there are some important things which you need to keep in mind the first thing should be that which insurance is accepted by your state and law go according to that only that’s for sure insurance which you will purchase the second thing which you need to take care off is the value of your car. If the car is new then you will require the maximum coverage and if the car is old then decide what’s the actual worth of the car if the insurance cost is coming more than the worth then the insurance for old car in this case is of no use.
If we talk about comprehensive insurance and collision insurance, under collision insurance it pays for your car if your car gets crashed with another car and on the other if your car gets destroyed by hails or flood then that’s the comprehensive insurance which pays for you. And it should be noted that there is a deductible which is to be met before the insurance company begins to pay for its repairs.